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	<title>Comments on: Prosper Rocks!</title>
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	<link>http://www.debtreductionformula.com/blog/prosper-rocks/</link>
	<description>Reduce Expenses + Increase Income + Discipline = Get Out of Debt</description>
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		<title>By: My 5-Step System for Paying Off Debt &#124; Debt Reduction Formula</title>
		<link>http://www.debtreductionformula.com/blog/prosper-rocks/comment-page-1/#comment-30047</link>
		<dc:creator>My 5-Step System for Paying Off Debt &#124; Debt Reduction Formula</dc:creator>
		<pubDate>Mon, 30 Jun 2008 18:18:29 +0000</pubDate>
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		<description>[...] So in addition to paying off certain loan balances, I also consolidated a couple of high interest credit cards into a single fixed interest rate loan from Prosper. [...]</description>
		<content:encoded><![CDATA[<p>[...] So in addition to paying off certain loan balances, I also consolidated a couple of high interest credit cards into a single fixed interest rate loan from Prosper. [...]</p>
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		<title>By: Outstanding Debt as of May 2008 &#124; Debt Reduction Formula</title>
		<link>http://www.debtreductionformula.com/blog/prosper-rocks/comment-page-1/#comment-20119</link>
		<dc:creator>Outstanding Debt as of May 2008 &#124; Debt Reduction Formula</dc:creator>
		<pubDate>Fri, 16 May 2008 12:13:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/prosper-rocks/#comment-20119</guid>
		<description>[...] been doing to reduce my debt. For instance, during the last three months, I&#8217;ve gotten a Prosper loan and sold my [...]</description>
		<content:encoded><![CDATA[<p>[...] been doing to reduce my debt. For instance, during the last three months, I&#8217;ve gotten a Prosper loan and sold my [...]</p>
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		<title>By: Thoughts on Paying Down Debt &#124; Debt Reduction Formula</title>
		<link>http://www.debtreductionformula.com/blog/prosper-rocks/comment-page-1/#comment-7810</link>
		<dc:creator>Thoughts on Paying Down Debt &#124; Debt Reduction Formula</dc:creator>
		<pubDate>Sat, 15 Mar 2008 23:50:06 +0000</pubDate>
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		<description>[...] money from my Prosper loan to pay off credit cards. (I might make a phone payment, but they charge $15 to do this. So [...]</description>
		<content:encoded><![CDATA[<p>[...] money from my Prosper loan to pay off credit cards. (I might make a phone payment, but they charge $15 to do this. So [...]</p>
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		<title>By: Personal Finance Money Tips - March 15 2008 &#124; KCLau's Money Tips</title>
		<link>http://www.debtreductionformula.com/blog/prosper-rocks/comment-page-1/#comment-7654</link>
		<dc:creator>Personal Finance Money Tips - March 15 2008 &#124; KCLau's Money Tips</dc:creator>
		<pubDate>Sat, 15 Mar 2008 01:09:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/prosper-rocks/#comment-7654</guid>
		<description>[...] Healy presents Prosper Rocks! posted at Debt Reduction Formula, saying, &#8220;I finally decided to give Prosper a try to [...]</description>
		<content:encoded><![CDATA[<p>[...] Healy presents Prosper Rocks! posted at Debt Reduction Formula, saying, &#8220;I finally decided to give Prosper a try to [...]</p>
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		<title>By: Ryan Healy</title>
		<link>http://www.debtreductionformula.com/blog/prosper-rocks/comment-page-1/#comment-7647</link>
		<dc:creator>Ryan Healy</dc:creator>
		<pubDate>Fri, 14 Mar 2008 23:15:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/prosper-rocks/#comment-7647</guid>
		<description>Hey LC - First, thank you for bidding on my loan. I realize that Prosper lenders are all individuals, which personalizes the loan. I feel better about repaying folks like you than I do repaying a credit card company.

I&#039;m also glad that it&#039;s a fixed interest rate loan that can&#039;t be manipulated, as CC companies often do with interest rates.

I hear you about it being disheartening that so few are willing to talk about money. We might all be a little wiser if parents, friends, and relatives talked about money more openly.

Thanks again for dropping in and leaving such an encouraging post, LC.

Ryan</description>
		<content:encoded><![CDATA[<p>Hey LC &#8211; First, thank you for bidding on my loan. I realize that Prosper lenders are all individuals, which personalizes the loan. I feel better about repaying folks like you than I do repaying a credit card company.</p>
<p>I&#8217;m also glad that it&#8217;s a fixed interest rate loan that can&#8217;t be manipulated, as CC companies often do with interest rates.</p>
<p>I hear you about it being disheartening that so few are willing to talk about money. We might all be a little wiser if parents, friends, and relatives talked about money more openly.</p>
<p>Thanks again for dropping in and leaving such an encouraging post, LC.</p>
<p>Ryan</p>
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