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	<title>Comments on: Outstanding Debt as of November 2008</title>
	<atom:link href="http://www.debtreductionformula.com/blog/outstanding-debt-as-of-november-2008/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.debtreductionformula.com/blog/outstanding-debt-as-of-november-2008/</link>
	<description>Reduce Expenses + Increase Income + Discipline = Get Out of Debt</description>
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		<title>By: Ryan Healy</title>
		<link>http://www.debtreductionformula.com/blog/outstanding-debt-as-of-november-2008/comment-page-1/#comment-47869</link>
		<dc:creator>Ryan Healy</dc:creator>
		<pubDate>Tue, 11 Nov 2008 21:48:09 +0000</pubDate>
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		<description>By posting my progress publicly, it keeps me motivated, too. Every month I&#039;m vigilant to make sure my debts are going down.

It&#039;s amazing what public accountability can do.</description>
		<content:encoded><![CDATA[<p>By posting my progress publicly, it keeps me motivated, too. Every month I&#8217;m vigilant to make sure my debts are going down.</p>
<p>It&#8217;s amazing what public accountability can do.</p>
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		<title>By: lulugal11</title>
		<link>http://www.debtreductionformula.com/blog/outstanding-debt-as-of-november-2008/comment-page-1/#comment-47862</link>
		<dc:creator>lulugal11</dc:creator>
		<pubDate>Tue, 11 Nov 2008 18:54:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/?p=375#comment-47862</guid>
		<description>It is so true that the first part of paying off the debt is the hardest. I remember I had slightly over $20k in debt when I started blogging and it seemed like the payments were not making a dent in the debt.

Now I have about $11k in debt and it motivates me to bring it down more because I have the graph that shows my progress from the start.</description>
		<content:encoded><![CDATA[<p>It is so true that the first part of paying off the debt is the hardest. I remember I had slightly over $20k in debt when I started blogging and it seemed like the payments were not making a dent in the debt.</p>
<p>Now I have about $11k in debt and it motivates me to bring it down more because I have the graph that shows my progress from the start.</p>
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