Comments on: Maximizing Your Credit Score

By: Ryan Healy

Ryan Healy — Thu, 19 Feb 2009 14:44:48 +0000

@mogulmommy – Unforuntately, I’m no credit expert. I’ve only read enough to be dangerous. If I were in your shoes, I would start reading and learn everything I could about credit scores — and then do whatever I could to raise my score.

You say you can’t get an apartment… but perhaps a private landlord would rent you a small, inexpensive house? Or maybe you could get a charge card while living with someone else? (A charge card requires you deposit money up front, but it does build your credit.)

Anyway, those are just a couple ideas to get started.

Ryan

By: mogulmommy

mogulmommy — Thu, 19 Feb 2009 11:06:23 +0000

Ryan,

Your book and your blog seem to be directed toward people who have credit and want to raise their scores. What about people, like me, who have destroyed their credit, don’t already have credit accounts and want to start down the “good credit” path. I am a single, divorced mother of 4 and struggling to care for my children on my own. I can’t get an apartment, decent auto insurance, a car, or any of the other essentials of life due to the ravages on my credit score. So where can I go for the information to get started?

By: Ryan Healy

Ryan Healy — Fri, 12 Dec 2008 22:59:20 +0000

In case you missed it, I announced the winner of the contest yesterday: ==> Book Winner

By: Rona

Rona — Thu, 11 Dec 2008 01:48:39 +0000

I could really use a book like this about 9 years ago I was left with a newborn child to raise alone, got laid off my job and lost my place to live. I lived on credit until I got myself together needless to say my score is not all that perfect. I Had 19 credit cards at the time can you believe it?? I cut them all up and have never got another one since and now I can sleep at night. I would like to work on my credit score so tha tone day I can own a home. Just a small one is all I ask. :)

By: Tina

Tina — Wed, 10 Dec 2008 23:05:48 +0000

I could REALLY use some help! I’m in debt up to my eyeballs and I don’t see a way out other than bankruptcy. I really don’t want to go this route and completely mess up my credit. My credit score is average right now, but I’m robbing Peter to pay Paul. I’m not sure how much longer I can make it all work. I would LOVE to have this book. Thank you!!!