Ignoring Problems

When it comes to problems of any kind, our first instinct is to ignore them or run away from them. Truth is, we are not that much different from ostriches: we prefer to stick our heads in the ground.

This is why most people don’t want to face their debt problems. Their natural instinct is to hide and hope the problem goes away. But very likely the problem will only get worse. When a person finally is forced to deal with the problem, it is far bigger than it would have been otherwise.

If you have avoided debt problems, you may discover…

• Your interest rates have increased.
• Creditors are less willing to work with you.
• Your credit score has plummeted.
• Your balances are higher because of late fees.
• Your minimum payments have increased.

The list goes on.

Of course, if you are proactive, then these things are not likely to happen to you. Because by dealing with a problem immediately, you are preventing it from becoming bigger. And you are taking small steps to eliminating the problem altogether. These small steps will build momentum for you… and break down some of the emotional resistance you have to facing problems.

Everybody has problems, but nobody wants to deal with them. What problems do you have that you’ve been ignoring? What small step can you take today to face your problem? How can you be proactive and make a bad situation better (instead of making a bad situation worse)? Answer these questions for yourself, and then… take action!