Case Studies

I Listed My Motorcycle for Sale

Tuesday, April 29th, 2008

So it’s that time of year: spring.
The time when all the motorcyclists in Colorado wake from their slumber and start dreaming of twisty mountain passes.
The time when I’ve decided to list my motorcycle for sale.
You can see my posting on Craig’s List here.
My brother Ben has been asking me every week if I’ve listed my […]

Popularity: 3% [?]

Don’t You Hate Girls Like That?

Tuesday, April 8th, 2008

As my sister and cousin stood in the kitchen, they looked at my wife and said, “Don’t you hate girls like that?”
They said it in a joking tone, but you could tell they weren’t entirely joking.
My wife has had three kids. And she looks pretty darn good. But she didn’t get fit watching TV and […]

Popularity: 7% [?]

How to Blow Twelve Grand… Literally!

Tuesday, March 18th, 2008

Perhaps no symbol defines the extravagance of 21st century American life better than the engagement ring.
The prevailing trend in the diamond/engagement business is this: bigger is better.
And if you don’t spend at least three months wages on a ring (preferably six months or more), you risk the scorn of society, and possibly even your would-be […]

Popularity: 9% [?]

Thoughts on Paying Down Debt

Friday, March 14th, 2008

I talked with my brother Ben the other day. He’s down in Georgia serving a stint in the Army. Ben is the youngest of five kids; I’m the oldest. So Ben has had the advantage of watching us older kids screw up… so that he can avoid the mistakes we’ve made.
Not to say he hasn’t […]

Popularity: 4% [?]

Prosper Rocks!

Thursday, March 6th, 2008

Last week, I wrote about how I had applied to borrow money through Prosper to consolidate my two worst credit card balances. My goal was twofold: reduce the number of outstanding balances I have and reduce the interest rate I pay.
I set up my loan request on a 7-day auction. I started the bidding […]

Popularity: 5% [?]

Outstanding Debt as of February 2008

Friday, February 22nd, 2008

I have good news and bad news.
The good news is this: our debt went down over the last month, even if it was only a little bit. The bad news is that some debt was shifted from lower interest rates to higher interest rates.
How did this happen? Simple. We have to make our car payment […]

Popularity: 6% [?]

Dealing with Medical Bills

Saturday, February 2nd, 2008

At what point does a bill become debt?
I was wondering about this yesterday as I called on my outstanding medical bills from the birth of my third child in November 2007. The bills range from 45 days to 65 days late right now. Some of the medical companies have threatened to send my bills […]

Popularity: 4% [?]

My $10,000 Tax Bill

Thursday, January 17th, 2008

If you read my post about financial setbacks, then you already know my tax bill this year was $10,167.00. When I found out what I would have to pay in early January, I didn’t have the means of paying the bill. And so I prayed that God would provide the money.
Long story short, God provided […]

Popularity: 4% [?]

Outstanding Debt as of January 2008

Sunday, January 13th, 2008

If you read my post about financial setbacks, then you know I’ve not had much disposable income the last couple of months. Between our hospital bills and taxes, we’ve not had much left over. Still, we were able to pay down our debt during the last month by over $700, which is not bad considering […]

Popularity: 9% [?]

Outstanding Debt as of December 2007

Wednesday, December 5th, 2007

This month I paid off our Home Depot retail account.
When I opened the account, we had six months with no payments or interest. But if I hadn’t of paid off the balance by mid-November, we would have had to pay the back interest on all six months we hadn’t made payments. So I paid off […]

Popularity: 4% [?]

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