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	<title>Debt Reduction Formula &#187; Round-Up</title>
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	<description>Reduce Expenses + Increase Income + Discipline = Get Out of Debt</description>
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		<title>Personal Finance &#8211; Carnival Roundup</title>
		<link>http://www.debtreductionformula.com/blog/personal-finance-carnival-roundup-2/</link>
		<comments>http://www.debtreductionformula.com/blog/personal-finance-carnival-roundup-2/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 14:48:39 +0000</pubDate>
		<dc:creator>Ryan Healy</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[Round-Up]]></category>
		<category><![CDATA[Carnival]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[Federal Government]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Pictures Of Dollar Bills]]></category>
		<category><![CDATA[Roundup]]></category>

		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/?p=781</guid>
		<description><![CDATA[This week my debt articles were featured in two different carnivals. My post about American credit card debt was featured in the Carnival of Personal Finance &#8211; Dollar Doodles Edition. (There are pictures of dollar bills with interesting artistic modifications peppered throughout the carnival.) And my post on how to become debt free was featured [...]]]></description>
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</script></div><p>This week my debt articles were featured in two different carnivals.</p>
<p>My post about <a href="http://www.debtreductionformula.com/blog/american-credit-card-debt-crushing-us/">American credit card debt</a> was featured in the <a href="http://www.budgetsaresexy.com/2010/02/carnival-of-personal-finance-dollar.html">Carnival of Personal Finance &#8211; Dollar Doodles Edition</a>. (There are pictures of dollar bills with interesting artistic modifications peppered throughout the carnival.)</p>
<p>And my post on how to <a href="http://www.debtreductionformula.com/blog/become-debt-free-secret/">become debt free</a> was featured in the <a href="http://www.askmrcreditcard.com/creditcardblog/carnival-of-debt-reduction-can-the-federal-government-cut-its-debt/">Carnival of Debt Reduction on Mr. Credit Card</a>.</p>
<p>If you&#8217;re looking for more personal finance posts to read, these carnivals with link you up with some quality blogs.</p>
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		<item>
		<title>Personal Finance &#8211; Carnival Roundup</title>
		<link>http://www.debtreductionformula.com/blog/personal-finance-carnival-roundup/</link>
		<comments>http://www.debtreductionformula.com/blog/personal-finance-carnival-roundup/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 15:04:10 +0000</pubDate>
		<dc:creator>Ryan Healy</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[Round-Up]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Carnival]]></category>
		<category><![CDATA[currency news]]></category>
		<category><![CDATA[Debt Reduction Tips]]></category>
		<category><![CDATA[Debts]]></category>
		<category><![CDATA[Len]]></category>
		<category><![CDATA[Penzo]]></category>
		<category><![CDATA[Personal Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Roundup]]></category>
		<category><![CDATA[Tv Characters]]></category>

		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/?p=747</guid>
		<description><![CDATA[This week I was featured in both the Carnival of Personal Finance and the Carnival of Debt Reduction. My post about currency news was featured over on Len Penzo&#8217;s blog: The Carnival of Personal Finance CCXLIV &#8211; The Fiscally Irresponsible TV Characters Edition And my post about car debts was an Editor&#8217;s Pick on the [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>This week I was featured in both the Carnival of Personal Finance and the Carnival of Debt Reduction.</p>
<p>My post about <a href="http://www.debtreductionformula.com/blog/currency-news-time-to-take-on-debt/">currency news</a> was featured over on Len Penzo&#8217;s blog: <a href="http://lenpenzo.com/blog/id985-the-carnival-of-personal-finance-ccxliv-the-fiscally-irresponsible-tv-characters-edition.html">The Carnival of Personal Finance CCXLIV &#8211; The Fiscally Irresponsible TV Characters Edition</a></p>
<p>And my post about <a href="http://www.debtreductionformula.com/blog/car-debts-driving-away-from-debt/">car debts</a> was an Editor&#8217;s Pick on the Reduce Debt Faster blog: <a href="http://www.reducedebtfaster.com/great-debt-reduction-articles-and-tips-another-carnival/">Great Debt Reduction Articles And Tips: Another Carnival</a></p>
<p>Make sure to visit these carnivals to check out the other personal finance and debt reduction tips.</p>
]]></content:encoded>
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		<title>Link Round-Up: April 20, 2009</title>
		<link>http://www.debtreductionformula.com/blog/link-round-up-april-20-2009/</link>
		<comments>http://www.debtreductionformula.com/blog/link-round-up-april-20-2009/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 15:32:13 +0000</pubDate>
		<dc:creator>Ryan Healy</dc:creator>
				<category><![CDATA[Round-Up]]></category>

		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/?p=618</guid>
		<description><![CDATA[Here are a few debt-related posts to check out if you have a few minutes&#8230; Carnival of Debt Reduction at Simply Forties &#8211; This week, my April debt update was featured in the carnival. I&#8217;ve now paid off 55% of my debt&#8230; and still going strong. Discovering Your Financial Priorities &#8211; This was chosen as [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Here are a few debt-related posts to check out if you have a few minutes&#8230;</p>
<p><a href="http://www.simplyforties.com/2009/04/carnival-of-debt-reduction.html">Carnival of Debt Reduction at Simply Forties</a> &#8211; This week, my April debt update was featured in the carnival. I&#8217;ve now paid off 55% of my debt&#8230; and still going strong.</p>
<p><a href="http://manvsdebt.com/discovering-your-financial-priorities/">Discovering Your Financial Priorities</a> &#8211; This was chosen as an Editor&#8217;s Pick in the carnival. The main point is that you must discover your financial priorities and find balance between debt reduction, living frugally, and actually enjoying life. Worth a read.</p>
<p><a href="http://www.fivecentnickel.com/2009/04/20/how-to-get-out-of-reduce-debt-reduction/">How to Get Out of Debt</a> &#8211; Five Cent Nickel has put together a nice summary of how to get out of debt. He wrote it because he heard an ad touting a &#8220;silver bullet&#8221; debt reduction system on the radio &#8212; for a price of course. So he published his methods for free.</p>
<p><a href="http://www.howisavemoney.net/credit-cards/sneaky-credit-card-trick/">A Sneaky Credit Card Trick</a> &#8211; LuluGal writes about how a recent change at her credit card company almost caused her some late fees. Worse, the credit card company didn&#8217;t bother telling her of the change. (Important to know if you use online bill pay services that mail checks on your behalf.)</p>
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		<item>
		<title>Link Round-Up: January 15, 2009</title>
		<link>http://www.debtreductionformula.com/blog/link-round-up-january-15-2009/</link>
		<comments>http://www.debtreductionformula.com/blog/link-round-up-january-15-2009/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 19:12:18 +0000</pubDate>
		<dc:creator>Ryan Healy</dc:creator>
				<category><![CDATA[Round-Up]]></category>

		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/?p=493</guid>
		<description><![CDATA[The last time I did a link round-up, it was early December. How time flies! Here are a few good articles from the fellow members of the Debt Bloggers Network, as well as another blog I like to read. Profile of a Freelancer &#8211; FWP was recently laid off from her job and literally forced [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>The last time I did a link round-up, it was early December. How time flies!</p>
<p>Here are a few good articles from the fellow members of the Debt Bloggers Network, as well as another blog I like to read.</p>
<p><a href="http://www.financialwellnessproject.org/2008/12/23/profile-of-a-freelancer-ryan-debt-reduction-formula/">Profile of a Freelancer</a> &#8211; FWP was recently laid off from her job and literally forced into freelancing. Since I&#8217;m a full-time freelance copywriter, FWP interviewed me about how I got started, the struggles I faced, and how my life has changed. This is the interview she did with me.</p>
<p>(And, in case you&#8217;re interested, you can go here to learn <a href="http://www.getclientsreport.com">How to Get Your First Real Copywriting Client in 14 Days or Less</a>.)</p>
<p><a href="http://www.howisavemoney.net/save-money/save-money-dumpster-diving/">Save Money by Dumpster Diving</a> &#8211; LuluGal has a neighbor who rummages through the dumpster on a regular basis, looking for items she can keep.</p>
<p>I remember as a young teenager going through the scrap bins on work sites. We would take scrap wood to build ramps, forts, etc. And my wife and I once snagged a fake tree that was put out on the curb for the trash man to take.</p>
<p>What do you think? Is dumpster diving a legit way to save money? Go leave a comment and let LuluGal know.</p>
<p><a href="http://www.thatonecaveman.com/2009/01/buying-in-bulk-isnt-always-the-best-option.html">Buying in Bulk Isn&#8217;t Always the Best Option</a> &#8211; That One Caveman does a good job of illustrating why it sometimes costs you money to buy in bulk &#8212; and how the humble coupon can change everything.</p>
<p>(For a similar perspective, please see my article <a href="http://www.debtreductionformula.com/blog/the-perils-of-buying-in-bulk/">The Perils of Buying in Bulk</a>.)</p>
<p>That&#8217;s all for now. Enjoy!</p>
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		<title>Link Round-Up: December 5, 2008</title>
		<link>http://www.debtreductionformula.com/blog/link-round-up-december-5-2008/</link>
		<comments>http://www.debtreductionformula.com/blog/link-round-up-december-5-2008/#comments</comments>
		<pubDate>Fri, 05 Dec 2008 17:28:15 +0000</pubDate>
		<dc:creator>Ryan Healy</dc:creator>
				<category><![CDATA[Round-Up]]></category>

		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/?p=456</guid>
		<description><![CDATA[Well, this week felt mostly normal. I took some time off last week for Thanksgiving, so I spent this week catching up. Here are some posts worth checking out: Profile of a Freelancer: Mrs. Micah &#8211; Here is a solid interview with Mrs. Micah, a fellow personal finance blogger and freelancer. Mrs. Micah does a [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Well, this week felt mostly normal. I took some time off last week for Thanksgiving, so I spent this week catching up.</p>
<p>Here are some posts worth checking out:</p>
<p><a href="http://www.financialwellnessproject.org/2008/12/03/profile-of-a-freelancer-mrsmicah/">Profile of a Freelancer: Mrs. Micah</a> &#8211; Here is a solid interview with Mrs. Micah, a fellow personal finance blogger and freelancer. Mrs. Micah does a variety of &#8220;gigs,&#8221; and it&#8217;s interesting to hear her thoughts on freelancing and what it&#8217;s done for her.</p>
<p><a href="http://www.howisavemoney.net/finances/personal-finance-blogger/">3 Tools Every Personal Finance Blogger Should Have</a> &#8211; LuluGal lists her three &#8220;required&#8221; tools for personal finance bloggers. They also happen to be good suggestions for just about everybody.</p>
<p><a href="http://www.thatonecaveman.com/2008/12/one-week-without-cable-the-good-and-the-bad.html">One Week Without Cable: The Good and the Bad</a> &#8211; ThatOneCaveman writes about his experience giving up cable. Sounds like the transition hasn&#8217;t been without its problems, but overall he feels like the change is a good one. (My recommendation: Ditch the TV entirely.)</p>
<p>Thanks for reading&#8230; and have a great weekend!</p>
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