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	<title>Comments on: Catching Up&#8230;</title>
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	<link>http://www.debtreductionformula.com/blog/catching-up/</link>
	<description>Reduce Expenses + Increase Income + Discipline = Get Out of Debt</description>
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		<title>By: John C. A. Manley</title>
		<link>http://www.debtreductionformula.com/blog/catching-up/comment-page-1/#comment-55054</link>
		<dc:creator>John C. A. Manley</dc:creator>
		<pubDate>Sat, 25 Jul 2009 14:40:49 +0000</pubDate>
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		<description>Well, possessing such skill that your clients find you invaluable is a pretty good asset. Very hard for someone to take that away from you.

I&#039;m just enjoying infopublishing more. Really feels right for me. Involves a lot of low-key copywriting (relying more content marketing). I was never terribly comfortable with the whole freelance copywriting thing. I much more enjoy the suspense of daily sales stats (which sometimes aren&#039;t as &quot;daily&quot; as I would prefer they were).

Yeah, buying to last makes sense. I bought a very expensive Italian pair of walking shoes (in Italy) in 2001. Only last week did the sole start to come off. And I use them a lot! Cobbler said it would only cost $11.25 to fix.</description>
		<content:encoded><![CDATA[<p>Well, possessing such skill that your clients find you invaluable is a pretty good asset. Very hard for someone to take that away from you.</p>
<p>I&#8217;m just enjoying infopublishing more. Really feels right for me. Involves a lot of low-key copywriting (relying more content marketing). I was never terribly comfortable with the whole freelance copywriting thing. I much more enjoy the suspense of daily sales stats (which sometimes aren&#8217;t as &#8220;daily&#8221; as I would prefer they were).</p>
<p>Yeah, buying to last makes sense. I bought a very expensive Italian pair of walking shoes (in Italy) in 2001. Only last week did the sole start to come off. And I use them a lot! Cobbler said it would only cost $11.25 to fix.</p>
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		<title>By: Ryan Healy</title>
		<link>http://www.debtreductionformula.com/blog/catching-up/comment-page-1/#comment-55025</link>
		<dc:creator>Ryan Healy</dc:creator>
		<pubDate>Fri, 24 Jul 2009 15:15:37 +0000</pubDate>
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		<description>Hey John!

Wow. I&#039;m proud of you for building an asset. That&#039;s something I&#039;d like to do -- have even tried to do -- but I haven&#039;t learned the art of saying no to clients.

When we moved, we wanted it to be as easy as possible. So we sold our bedroom furniture before we moved. Then just had our clothes on the floor for 6 weeks.

There was nothing wrong with the old furniture... we&#039;d had it for nearly 10 years and wanted new furniture. My bureau in particular was so small that jeans wouldn&#039;t even fit in the drawers.

Sure, we could have &quot;made do,&quot; but we decided to upgrade.

As for the car... we could have kept it longer... but at this point we still got $3,900 back out of it... and now we don&#039;t have to deal with major car repairs when those start happening.

With my personality, I prefer to get nice things, use them for a long time, then sell them before they become &quot;problems.&quot;

Ryan</description>
		<content:encoded><![CDATA[<p>Hey John!</p>
<p>Wow. I&#8217;m proud of you for building an asset. That&#8217;s something I&#8217;d like to do &#8212; have even tried to do &#8212; but I haven&#8217;t learned the art of saying no to clients.</p>
<p>When we moved, we wanted it to be as easy as possible. So we sold our bedroom furniture before we moved. Then just had our clothes on the floor for 6 weeks.</p>
<p>There was nothing wrong with the old furniture&#8230; we&#8217;d had it for nearly 10 years and wanted new furniture. My bureau in particular was so small that jeans wouldn&#8217;t even fit in the drawers.</p>
<p>Sure, we could have &#8220;made do,&#8221; but we decided to upgrade.</p>
<p>As for the car&#8230; we could have kept it longer&#8230; but at this point we still got $3,900 back out of it&#8230; and now we don&#8217;t have to deal with major car repairs when those start happening.</p>
<p>With my personality, I prefer to get nice things, use them for a long time, then sell them before they become &#8220;problems.&#8221;</p>
<p>Ryan</p>
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		<title>By: John Manley</title>
		<link>http://www.debtreductionformula.com/blog/catching-up/comment-page-1/#comment-55011</link>
		<dc:creator>John Manley</dc:creator>
		<pubDate>Fri, 24 Jul 2009 04:22:20 +0000</pubDate>
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		<description>Glad to see you posting again and still fighting away.

I&#039;m confused about the furniture issue? What happened to your old furniture? Was it part of the rental you were in before?

I was on a retainer in for many month then in May the company suddenly went under. I had already pretty much closed down my freelance business and was building an online biz in the background. Well, I got building much quicker. It&#039;s been real tight and messy, but we made it.

Really have become stoic about not buying stuff.

Shoe fell apart. Instead of paying $150... paid $15 to get the sole put back on.

Stroller&#039;s tires go ruined. Paid $22 to get new wheels shipped versus $500 for a new stroller.

Stopped buying vitamins and have been juicing local produce.

Bike got stolen -- so I&#039;m just walking.

All the while we are finally building an asset and not just working for other people.

Looking forward to what you decide regarding the car. Keep the tale coming. Only $30K to go.</description>
		<content:encoded><![CDATA[<p>Glad to see you posting again and still fighting away.</p>
<p>I&#8217;m confused about the furniture issue? What happened to your old furniture? Was it part of the rental you were in before?</p>
<p>I was on a retainer in for many month then in May the company suddenly went under. I had already pretty much closed down my freelance business and was building an online biz in the background. Well, I got building much quicker. It&#8217;s been real tight and messy, but we made it.</p>
<p>Really have become stoic about not buying stuff.</p>
<p>Shoe fell apart. Instead of paying $150&#8230; paid $15 to get the sole put back on.</p>
<p>Stroller&#8217;s tires go ruined. Paid $22 to get new wheels shipped versus $500 for a new stroller.</p>
<p>Stopped buying vitamins and have been juicing local produce.</p>
<p>Bike got stolen &#8212; so I&#8217;m just walking.</p>
<p>All the while we are finally building an asset and not just working for other people.</p>
<p>Looking forward to what you decide regarding the car. Keep the tale coming. Only $30K to go.</p>
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