Comments on: Buying Furniture: Need Your Advice http://www.debtreductionformula.com/blog/buying-furniture-advice/ Reduce Expenses + Increase Income + Discipline = Get Out of Debt Fri, 05 Mar 2010 09:37:31 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Ryan Healy http://www.debtreductionformula.com/blog/buying-furniture-advice/comment-page-1/#comment-52852 Ryan Healy Sun, 17 May 2009 16:14:11 +0000 http://www.debtreductionformula.com/blog/?p=625#comment-52852 Cathie - There is certainly something to be said for patience and persistence. Thanks for sharing your story! Ryan Cathie – There is certainly something to be said for patience and persistence. Thanks for sharing your story!

Ryan

]]> By: Cathie http://www.debtreductionformula.com/blog/buying-furniture-advice/comment-page-1/#comment-52813 Cathie Sat, 16 May 2009 16:26:48 +0000 http://www.debtreductionformula.com/blog/?p=625#comment-52813 I would take just a little longer on Craigslist. I needed a china cabinet and buffet, and looked EVERY SINGLE DAY until I found what I liked and could afford. Alot of stuff is ugly, but it makes the hunt that much more satisfying when I am successful. Besides, it's hard for me to choose a style in a furniture store, because everything looks good there. I would take just a little longer on Craigslist. I needed a china cabinet and buffet, and looked EVERY SINGLE DAY until I found what I liked and could afford. Alot of stuff is ugly, but it makes the hunt that much more satisfying when I am successful. Besides, it’s hard for me to choose a style in a furniture store, because everything looks good there.

]]> By: Ryan Healy http://www.debtreductionformula.com/blog/buying-furniture-advice/comment-page-1/#comment-52773 Ryan Healy Fri, 15 May 2009 13:58:20 +0000 http://www.debtreductionformula.com/blog/?p=625#comment-52773 Thanks for the advice, Becky. I just started looking at furniture rental yesterday; hadn't gotten to prices yet. It looks like I might be able to buy used office furniture from a furniture rental company -- that might be a good way to save. Anyway, thanks for your perspective and taking time to share. Ryan Thanks for the advice, Becky. I just started looking at furniture rental yesterday; hadn’t gotten to prices yet.

It looks like I might be able to buy used office furniture from a furniture rental company — that might be a good way to save.

Anyway, thanks for your perspective and taking time to share.

Ryan

]]> By: BeckyB http://www.debtreductionformula.com/blog/buying-furniture-advice/comment-page-1/#comment-52768 BeckyB Fri, 15 May 2009 11:26:13 +0000 http://www.debtreductionformula.com/blog/?p=625#comment-52768 My parent's rented while on a 11 month assignment many years ago. My mom said it was ridiculous because she could have bought better stuff outright for the amount that the company paid for the rent. The only reason they did it was because the company would pay for rent, but not for buying it and they didn't have to deal with moving anything because the rental company both dropped off and picked up. It probably won't work for you. My advice would be to mix approaches. For our office furniture we found some great stuff at Costco for only $400 that fit our needs and we could pay cash. They also had some really beautiful office furniture that would have been closer to $2500 that would not have looked out of place in a million dollar home, but we couldn't pay cash for it so we passed this time. But I do keep my eyes open and when I found a really great buffet cabinet that was just the right size, color, and style and also was 75% off I was able to get a very good deal because I knew what I wanted and I knew it's value. We also paid cash then. But waiting until you pay cash for something doesn't always work out for the best. About 9 years ago, I found the perfect bedroom set on ebay. It was solid mahogany with some of the most beautiful hand carved detail I have ever seen. The King size bed frame alone was $1500 and I couldn't afford to pay cash so we didn't buy it. We still don't own a headboard because $10,000 beds don't compare to what I passed up and so I'm still looking. We have dressers that were given to us for free and look like it. I guess my point is this: Know what you want. You got rid of your old stuff after 10 years because you were tired of it and wanted something new. If you are going to buy quality on credit, only get it if you know you will really like it for the rest of your life. Otherwise, try for the best quality you can pay cash for. Also, if you are like most families, your wife will be able to get twice the furniture for the same money as you can. Each of you should find the best deals you can and then make a decision together. Good luck, BeckyB My parent’s rented while on a 11 month assignment many years ago. My mom said it was ridiculous because she could have bought better stuff outright for the amount that the company paid for the rent. The only reason they did it was because the company would pay for rent, but not for buying it and they didn’t have to deal with moving anything because the rental company both dropped off and picked up. It probably won’t work for you.

My advice would be to mix approaches. For our office furniture we found some great stuff at Costco for only $400 that fit our needs and we could pay cash. They also had some really beautiful office furniture that would have been closer to $2500 that would not have looked out of place in a million dollar home, but we couldn’t pay cash for it so we passed this time.

But I do keep my eyes open and when I found a really great buffet cabinet that was just the right size, color, and style and also was 75% off I was able to get a very good deal because I knew what I wanted and I knew it’s value. We also paid cash then.

But waiting until you pay cash for something doesn’t always work out for the best. About 9 years ago, I found the perfect bedroom set on ebay. It was solid mahogany with some of the most beautiful hand carved detail I have ever seen. The King size bed frame alone was $1500 and I couldn’t afford to pay cash so we didn’t buy it. We still don’t own a headboard because $10,000 beds don’t compare to what I passed up and so I’m still looking. We have dressers that were given to us for free and look like it.

I guess my point is this: Know what you want. You got rid of your old stuff after 10 years because you were tired of it and wanted something new. If you are going to buy quality on credit, only get it if you know you will really like it for the rest of your life. Otherwise, try for the best quality you can pay cash for.

Also, if you are like most families, your wife will be able to get twice the furniture for the same money as you can. Each of you should find the best deals you can and then make a decision together.

Good luck,

BeckyB

]]> By: Ryan Healy http://www.debtreductionformula.com/blog/buying-furniture-advice/comment-page-1/#comment-52741 Ryan Healy Thu, 14 May 2009 21:03:32 +0000 http://www.debtreductionformula.com/blog/?p=625#comment-52741 Good advice, Joan. I hadn't thought about renting furniture... Ryan Good advice, Joan. I hadn’t thought about renting furniture…

Ryan

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