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	<title>Comments on: Bills That Are Okay to Pay Late</title>
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	<link>http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/</link>
	<description>Reduce Expenses + Increase Income + Discipline = Get Out of Debt</description>
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		<title>By: Everything Finance</title>
		<link>http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/comment-page-1/#comment-4588</link>
		<dc:creator>Everything Finance</dc:creator>
		<pubDate>Tue, 19 Feb 2008 15:01:20 +0000</pubDate>
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		<description>&lt;strong&gt;Carnival of Everything Finance: #13&lt;/strong&gt;

Welcome to the February 15, 2008 edition of Carnival of Everything Finance.

We had over 130 really good articles submitted for this edition. Unfortunately I could not include all of them.
Earning Money

poetloverrebelspy presents Claim Your Ref...</description>
		<content:encoded><![CDATA[<p><strong>Carnival of Everything Finance: #13</strong></p>
<p>Welcome to the February 15, 2008 edition of Carnival of Everything Finance.</p>
<p>We had over 130 really good articles submitted for this edition. Unfortunately I could not include all of them.<br />
Earning Money</p>
<p>poetloverrebelspy presents Claim Your Ref&#8230;</p>
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		<title>By: Ryan Healy</title>
		<link>http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/comment-page-1/#comment-3196</link>
		<dc:creator>Ryan Healy</dc:creator>
		<pubDate>Mon, 11 Feb 2008 16:00:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/#comment-3196</guid>
		<description>Hi Dale - If you pay your cell phone bill really late, then chances are it will impact your credit score at some point. It all hinges on what you mean by &quot;really late.&quot; Are we talking one day? One week? One month?

The best thing to do: call your cell phone company to find out if your bills have been turned over to a collections agency. If they have, then your credit score has probably already been impacted.</description>
		<content:encoded><![CDATA[<p>Hi Dale &#8211; If you pay your cell phone bill really late, then chances are it will impact your credit score at some point. It all hinges on what you mean by &#8220;really late.&#8221; Are we talking one day? One week? One month?</p>
<p>The best thing to do: call your cell phone company to find out if your bills have been turned over to a collections agency. If they have, then your credit score has probably already been impacted.</p>
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		<title>By: Dale</title>
		<link>http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/comment-page-1/#comment-3102</link>
		<dc:creator>Dale</dc:creator>
		<pubDate>Sun, 10 Feb 2008 17:52:34 +0000</pubDate>
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		<description>I am an international student in America. I’m at college right now and I’m over 18.
I’ve been paying my cell phone bills really late due to a problem with my credit card. Do I lose credit in America for that?</description>
		<content:encoded><![CDATA[<p>I am an international student in America. I’m at college right now and I’m over 18.<br />
I’ve been paying my cell phone bills really late due to a problem with my credit card. Do I lose credit in America for that?</p>
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		<title>By: Dale</title>
		<link>http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/comment-page-1/#comment-3101</link>
		<dc:creator>Dale</dc:creator>
		<pubDate>Sun, 10 Feb 2008 17:43:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/#comment-3101</guid>
		<description>I am an international student in America. I&#039;m at college right now and I&#039;m over 18.
I&#039;ve been paying my cell phone bills really late due to a problem with my credit card. Do I lose credit in America for that?</description>
		<content:encoded><![CDATA[<p>I am an international student in America. I&#8217;m at college right now and I&#8217;m over 18.<br />
I&#8217;ve been paying my cell phone bills really late due to a problem with my credit card. Do I lose credit in America for that?</p>
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		<title>By: Deamiter</title>
		<link>http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/comment-page-1/#comment-2325</link>
		<dc:creator>Deamiter</dc:creator>
		<pubDate>Mon, 04 Feb 2008 02:18:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtreductionformula.com/blog/bills-that-are-okay-to-pay-late/#comment-2325</guid>
		<description>Yes, credit card companies (or more accurately, the collectors after 180 days) are very persistant and will do their best to make your life miserable until you pay your debts.  However, since the debt is unsecured, you don&#039;t go homeless or lose your car if you don&#039;t pay!

The mortgage should ALWAYS come before unsecured debt like credit cards... unless you have somewhere else to live when your house gets taken.  After seven years, the credit card debt is gone when the statute of limitations is up.  Seven years of refusing to pay mortgage payments and you&#039;ll be homeless.</description>
		<content:encoded><![CDATA[<p>Yes, credit card companies (or more accurately, the collectors after 180 days) are very persistant and will do their best to make your life miserable until you pay your debts.  However, since the debt is unsecured, you don&#8217;t go homeless or lose your car if you don&#8217;t pay!</p>
<p>The mortgage should ALWAYS come before unsecured debt like credit cards&#8230; unless you have somewhere else to live when your house gets taken.  After seven years, the credit card debt is gone when the statute of limitations is up.  Seven years of refusing to pay mortgage payments and you&#8217;ll be homeless.</p>
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